In a mixed portfolio of bonds, shares, real estate and lately I’ve been looking at gold.ĭo you prefer paying by credit card or in cash?Ĭredit card and I pay before the due date. One year later, I moved back into my apartment. With one thing off the list, I could concentrate more on the business. I decided to move out of my apartment and live with a friend I rented out my apartment and let the income pay for the mortgage. When we opened the business back in 2008, I had a car loan, a mortgage to pay, a business to develop and no salary. Have you ever had a month where you feared you could not pay the bills?įear paralyses us and is unconstructive. Today I would never stand in a line to enter a club or disco because for me lines are associated with necessities, not with the mere need to have fun. We had no maids and we were home alone while our parents were at work trying to earn a living. I also remember people being positive despite the situation. I was still a kid, however I remember everything: standing in huge lines to buy food and the empty supermarkets. I was in Romania during the revolution in 1989 when my country was freed from communism. I also enjoy spending part of what I have earned from different investments. There is absolutely no doubt I am a saver. My salary would have probably been US$100 to $150 per month. My dad allowed me to work as a stockbroker, as long as I managed to maintain my scholarship at university. How much did you get paid for your first job? I try to apply the same principle today in my company. It made sense to me and still does – it was the perfect combination of hard work and reaping the rewards. I started buying my own clothes at the age of seven. I had weekly tasks from my first grade and received a weekly allowance to do what I wanted with. My parents gave me lots of love and asked me to work hard for everything I wanted. I was raised in Romania and was a happy child.
How did your upbringing shape your attitude towards money?
Ms Usvat moved to the UAE 14 years ago and currently lives in Dubai. Before setting up FLC Group in 2008, the Romanian, 39, worked for a Russian oil company across several countries. Adriana Usvat is the managing partner at FLC Group, a Dubai-based marketing services agency.
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